Ayan Capital

Ayan Capital is a London-based Islamic fintech offering fully digital halal car finance for individuals and businesses. It uses proprietary automated scoring and underwriting technology. The founders previously created the Alif fintech project in Central Asia. Much of its engineering team is based in Uzbekistan; Ayan Pay, debit cards and Islamic deposits are in development.

Click

Click is an Uzbek payment system operating since 2011. Via its app, Telegram bot and USSD it offers card-to-card transfers, utility, mobile, fine and QR payments and more. A merger with the Uzum group was announced in 2023, and it became a super-app in 2024.

Asaxiy

Asaxiy is an Uzbek e-commerce platform founded in 2014. It sells electronics, home appliances, books, office and household goods with nationwide delivery. The company also runs the Asaxiy Books line, the Asaxiy Nasiya instalment app and the Asaxiy Invest investment platform. Services are available via the website and iOS/Android apps.

Speko.AI

a platform that allows for the rapid and easy integration of AI-based voice agents with various LLM models and voice providers. The platform allows developers to compare, manage, and scale various AI models, accelerating the process of creating voice AI products and reducing costs.

Apex Cut

Apex cut bu ustalarni vaqtini tejash va hissob kirobni osonlashtirish uchun chiqarilgan ilova yani sayt korinishidagi ilovamasalan oyna misolida oyna kesish hissoblash uchun oyna ustaqari kerak bolsa soztlab vaqt sariflashadi va hissob kitopda kesihda adashadi qoshimcha vaqt yoqotadi biz bunga yechim beramiz ilova ustunligi boshqa ilovalar tushunarsiz va adashtiradi yoki juda qimmat apexcutda esa ilova kirin hissoblash boshlang tugmasini bosing va ozingizga kerakli listni va oynani kiriting

SVRN-ENGINE

VRN-ENGINE — AI/ML-платформа финансового мониторинга для банков Узбекистана. 13 микросервисов (Java 21, Python, Next.js), Kafka, Neo4j, 7 ML-моделей. Функционал: 50 AML-сценариев реального времени, Risk Score 0–1000 по 12 факторам, KYC/SAR по стандарту ЦБ РУ, SWIFT MT103/MT202 с NLP-классификацией ТНВЭД, скрининг FATF Blacklist/Greylist, граф-аналитика сетей, Case Management, Audit Trail с принципом 4-eyes. Соответствует FATF, PCI DSS, OWASP.

NikohApp

Built on trust, security, and artificial intelligence in Uzbekistan, uniting only people with the intention of marriage unified platform.

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B2C

BirBir

BirBir is a free classifieds platform (mobile app and website) where users directly buy and sell electronics, clothing, cars, real estate, and services with no intermediaries or fees. A full ecosystem featuring secure chat, an AI assistant, smart search, fast delivery.