Startup Base
Events
News
Startups
Startup Base

Platform helping founders build, validate, and scale successful startups.

+998 71 209 11 99info@startupbase.uz
4, Tepamasjid str., Tashkent, Uzbekistan, 100164

Ecosystem

  • Startups
  • Investors
  • Mentors
  • Partners
  • Accelerators
  • Incubators

Programs

  • Digital Startups Program
  • Local and International Programs
  • Register of Successful Startups
  • Crowdsourcing Platform

Events

  • Events

News

  • News

Get Support

  • Startup Advice

Resources

  • Community

Community

  • Testing your MVP

© 2026 StartupBase. All rights reserved.

PAYECOM

PAYECOM

Payecom is a national B2B payment internet gateway for e-commerce in Uzbekistan. The service combines the acceptance of Humo, Uzcard, Visa, and Mastercard cards, popular wallets (Click, Payme, Uzum Pay), and a single dynamic QR code in a single Hosted Checkout widget with automatic fiscalization.

B2B
Pre SeedFinTech
Amir Temur 80, Samarkand, UzbekistanFounded 01.10.2025Pre SeedWebsite
0
Users
$0
MRR $

Financial Overview

$600,000
Valuation
$600,000
Enterprise Value

About the startup

Payecom is a payment internet gateway (Hosted Checkout) for e-commerce in Uzbekistan. The service combines the acceptance of Humo, Uzcard, Visa, Mastercard cards, Click, Payme, Uzum Pay wallets, and a single dynamic QR code in one window. Includes ready-made modules for online stores, support for 3-D Secure, and automatic taxation of receipts through OFD.

Problem

There is no BSP in Uzbekistan, and online payments are fragmented: stores have to connect Humo, Uzcard cards, and Click, Payme, and Uzum Pay wallets separately. This overloads websites with dozens of QR codes and complicates payment verification.

Solution

Unified multimodal gateway (Hosted Checkout): one API and one agreement for accepting all cards (Humo, Uzcard, Visa, Mastercard), integration of Click, Payme, Uzum Pay wallets, and a single dynamic QR code. Includes ready-made CMS plugins and FDOs.

Business model

Classic B2B internet acquiring model: trade commission, as well as additional fees for expanded Smart Routing gateway, cross-border payment processing, and fiscalization service.

Target Market

Uzbekistan's B2B e-commerce segment: more than 20,000 online stores, marketplaces, mobile delivery services, online cash registers, and Telegram bots. The market's potential is over 36 million residents who regularly make purchases through national cards and wallets.

Why We Need Investment

Team Expansion
Legal & Compliance
Operations

Meet the Team

Similar Startups in FinTech

Other startups in the same industry you might be interested in.

Contact Details

Website
help@aware.uz
+998 90 455 66 60
Amir Temur 80, Samarkand, Uzbekistan

Achievements

1. Product concept: The B2B Hosted Checkout gateway architecture for Uzbekistan's e-commerce has been designed, combining the acceptance of Humo, Uzcard, Visa, Mastercard, UnionPay cards and wallets (Click, Payme, Uzum Pay).
2. Unified QR architecture: A technical logic has been developed for a universal dynamic QR code for the check amount with automatic diplink generation for bank and wallet applications (an analogue of SBP).
3. Integration layer: An open API specification and CMS module concepts have been formed to quickly connect online stores, delivery services, and Telegram bots into a single window.
4. Security and fiscalization: Support protocols for 3-D Secure, compliance with the PCI DSS standard through the partner bank's network, and scenarios for online cheque fiscalization through the FDO of the State Tax Committee of the Republic of Uzbekistan have been defined.

Startup presentation

Download the presentation to learn more about the startup's vision, business model, and growth strategy.

Download presentation
15
Employees
$60,000
Investment Needed
0
Monthly Visits
Aslamjonov Aminjon
Aslamjonov Aminjon
CEO
LinkedIn
Khamidov Javokhir
Khamidov Javokhir
Product Designer
LinkedIn
Olloberganov G'ofur
Olloberganov G'ofur
Product Manager
LinkedIn
Islamova Aziza
Islamova Aziza
Intern Designer
LinkedIn
Saidakhmedova Shakhzoda
Saidakhmedova Shakhzoda
UX/UI Designer
LinkedIn
Tilla Pay
Tilla Pay

TillaPay is a single wallet that combines Humo, Uzcard, Visa, Mastercard, and UnionPay cards in a single application. The service allows you to pay for purchases instantly with a single tap on your smartphone and make payments even without internet access in remote regions. The product is being developed in partnership with banks with the assistance of IT Park Uzbekistan.

Pre-seedFinTech
Dcard
Dcard

Dcard is a mobile loyalty and discount platform connecting users aged 16–30 with local service businesses in Uzbekistan. Through the app, users get cashback, bonus points, and discounts at partner venues, while partners pay commission on transactions. Core technology includes a mobile app, a partner cashier panel with QR-based transaction processing, and backend infrastructure for loyalty points and commission tracking. Currently in pilot stage with 50+ partners and 200+ active users.

Pre-seedFinTech